Mr. Bissonnette doesn’t sugar coat anything in this interview. What is not really mentioned by the author is the tremendous increases in cost that make the measures described in this article more necessary today than ever before. As a 20 something, I hear of people slightly older than me telling how they were able to borrow and subsequently pay off their debts with only a little hardship. They wonder why younger people are having such a hard time making ends meet and can’t understand how the cost of education has risen this much even in the past 10-15 years. The base tuition at my public university is now almost 50% more than it was when I entered as a freshmen in 2002. These increases are the difference between being able to pay for school with minimal federal loans and taking out enormously expensive PLUS loans. Universities, the government , and lenders need to re-think strategies to bring the cost of education back down to a reasonable level.